Not a Member?

Membership

Joining the Credit Union is the best decision you could take for your money. Please call in to us at Finglas Credit Union if you require more information about joining. You must bring two forms of identification with you (one with photo, one showing your address) and then complete and sign a membership application form at our office.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Membership Application Requirements

Every applicant for membership (or to re-activate an account) is obliged under the Criminal Justice Act, 1994 to produce both proof of identity and proof of permanent place of residence. As and from the 1st January 2009 proof of PPS number must be furnished, pursuant to Revenue requirements for DIRT reporting, 2008.

Proof of Identity

Proof of Identity

A current passport or current driving licence is the prescribed and preferred form of identification.

Proof of Address

Proof of Address

A current utility bill within the last six months, or current correspondence from the Department of Social and Family Affairs are the only forms of proof of address prescribed and acceptable.

GNIB Cards

GNIB Cards

Other than EU Citizens, all non-nationals are obliged to submit their GNIB/IRP card with their ID and Proof of Address. This card must be current, but be aware, it is not itself a proof of identification.

PPS Number

PPS Number

Proof of PPS number is required and this can be supplied in the form of a tax certificate letter, payslips, E1 11 card & drugs payment scheme cards.

Juveniles

Applications by or on behalf of juveniles must be accompanied by their birth certificate. Proof of address is also required by way of a current Utility Bill, i.e. gas, telephone or electricity. A current bank or building society statement or recent correspondence from the Dept. of Social and Family Affairs may also be accepted.

Juveniles of 7 years of age and over must complete and sign their own application.

Where an application to open an account is made by a family member or relative, other than the parent(s) or guardian, for a person unable to give receipts, i.e. not being deemed capable of opening or operating an account by themselves, which in the case of juveniles is taken to be under the age of seven years, the applicant is obliged to nominate the parent or guardian of that person/juvenile to give all receipts on their behalf in respect of the account.

We are obliged to operate policy regarding such accounts in line with these regulations and requirements. All applications for Membership must be made at the counter during office hours.

Benefits of Membership

Membership has many benefits...

Current Account

You can now manage your daily finances no matter where you are in the world. With access to your funds in-branch, online or on the mobile app, Current Account from your Credit Union gives you all the benefits you expect, but with the personal touch of your trusted Credit Union.

Flexible & Convenient Loans

Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Life Savings

Free insurance system on your savings.

Quality Service, No Fees

You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Direct Debit

Arrange a Direct Debit be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

Member Services

Take advantage of a host of additional member services available. See our Available Services page for more details. Ask any staff member for more details about joining the Credit Union, or for further information see the different sections of this web site.

Find a Loan for you

Whether it’s for a much needed holiday, spruce up your home or a new car - we can offer you a fair and affordable loan.

Our loans have straightforward terms and conditions, do not carry any hidden fees or charges, and are offered with flexible repayment options.